Every answer, traced to the source.
Barkrow reads policies, quotes, renewals, and contracts and answers with available source evidence. Quotes, page references, and review signals help you check the answer.
Starter · 7-day free trial · billed per user, monthly
The requirement.
The source.
Your decision.
A coverage answer is only worth what you can check. Every value Barkrow pulls from your documents comes with its evidence, and if the line isn't on the page, it isn't in the answer.
- The quote
- The line as printed, word for word.
- The page
- One click opens the source PDF at that page.
- The highlight
- A box on the line, where the file carries page layout.
What does the contract require?
Commercial general liability: $2,000,000 each occurrence.
Illustrative source · MSA p.14“Commercial general liability with limits of not less than $2,000,000 each occurrence.”
What does the policy say?
The declarations show $1,000,000 each occurrence.
Illustrative source · CPP p.7“Each Occurrence Limit $1,000,000.”
What needs your review?
Gap The stated policy limit falls below the contract requirement. Review the rest of the placement before requesting a correction.
Barkrow surfaces the finding. The broker decides what to do.
A demonstration of the review pattern, using illustrative documents. It is not a coverage determination.
Reads the paper, whoever wrote it. No per-carrier templates, no per-carrier integrations.
Start with the work on your desk.
Five workflows for contracts, policies, quotes, certificates, and renewals, in pilot with a design-partner brokerage. Forms (ACORD 25 autofill) is a preview until its Q1 2027 release, with every PDF marked as a demo. Each result links to the page it came from; highlights appear where the file carries page layout.
- check this certificate
- check this contract
- find renewal changes
- compare these quotes
- review this policy
- ask Barkrow
- risk maps
Renewal Regression
Expiring versus renewal, value by value. Material changes are flagged and trace to their page; they stay open until a person resolves them.
| Item | Expiring | Renewal |
|---|---|---|
| General aggregate | $2,000,000 | $2,000,000General Aggregate Limit … $2,000,000, unchanged at renewal. |
| Each occurrence | $1,000,000 | $1,000,000Each Occurrence Limit … $1,000,000. |
| Additional insured form | CG 20 10 12/19 | CG 20 10 04/13changedEdition changed from 12/19 to 04/13. The earlier edition affords ongoing and completed operations; the later one does not. |
| Aggregate applies | Per location | Per policychangedPer-location aggregate endorsement not attached to the renewal. The aggregate now applies policy-wide. |
| Waiver of subrogation | Required · WC | PresentWaiver of Our Right to Recover From Others: scheduled. |
Certificate Check
An incoming COI checked against the requirements it has to meet: limits, additional insured, waiver and dates. Each check cites the certificate page, and each gap names the correction to request.
- Additional insured, primary & NCMet
- Waiver of subrogationMet
- Umbrella $15MGap
Contract Requirements
Insurance obligations in a contract, lease, exhibit or SOW become a checklist: limits, waivers and additional insureds, linked to the clause and page.
- §9.1CGL $2M per occurrence
- §9.2Umbrella $15M per occurrence
- §9.4Waiver of subrogation, all lines
Risk Atlas
Hazard lookups for a US address against public FEMA flood and risk-index data and USGS elevation, plus CAL FIRE fire-hazard and CGS seismic zones in California. Each finding carries a dataset and effective date, not a document page cite.
Quote Matrix
Carrier quotes normalized into one matrix: limits, subjectivities and premium side by side, scored against the contract, each cell cited.
Upload the file. Ask the question. Click the page.
Add a policy, a quote stack or a contract, ask in plain language, and open the quote and page behind each answer about your documents.
What umbrella limit does the lease require?
Upload the file
Policies, quotes, binders, endorsements, certificates and contracts, native or scanned. Each value links to its quote and page when the file provides them, with a highlight on the line where the PDF carries its layout.
Learn more: Documents inAsk, then click the page
Ask in plain English. Answers stream in with their sources; open a citation to see the quote on its page. Where the evidence is missing, the answer is marked for review instead of filled in.
Learn more: Findings with citationsWatch what changed
Renewal Regression, in pilot, compares expiring against renewal value by value and flags material changes, each traced to its page. Risk Atlas adds hazard lookups for a US address, tagged to the public dataset they were read from.
Learn more: Renewals and Risk AtlasOne page for each question.
This page is the short version. The platform, plans, security and the company each have a page of their own.
A chat workspace with the evidence beside it.
Ask about your documents in plain language, open the cited page in the evidence rail, and keep each review in the client workspace.
See the platformStarter, Pro and Enterprise.
Per-user plans, from one producer to a whole brokerage. Starter includes a 7-day free trial, and a single seat needs no card.
Compare plans- SecurityPrivacy checks before AI processing, row-level tenant isolation, and a dated security packet on request.
- Agency betaA separate agency workspace in an invitation-only beta, previewed on example data.
- DocumentationHow uploads, citations and review work, and what each workflow returns.
- Why BarkrowA contract requirement traced to the policy page that answers it.
- Common questionsDocument types, citations, tenant separation, single sign-on and getting started.
- ContactA product question, a security review, pricing or a partnership, routed to the right person.
Trust, but cite.
Upload a policy you already know and ask about a limit, an endorsement or an exclusion. Open the page behind the answer. If the line is not there, Barkrow says not found.
Starter · 7-day free trial · no card for a single seat