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Platform · Policy vs. Quote

What was quoted is not always what was bound.

Policy vs. Quote reconciles the issued policy against what the carrier quoted — and against the contract — so a swapped form edition or a dropped endorsement never reaches the binder unseen.

IWhat it does

  • Bind-time reconciliation

    The bound policy read against the quote it came from, endorsement schedule and forms list included.

  • Silent-drift detection

    A form swapped from 12/19 to 04/13, a waiver that never made the policy — surfaced at bind, not at claim.

  • Clean handoff

    Leave with source-linked evidence that the bound coverage matches what the deal required.

REDACTED SAMPLE · GL / AUTO / WCRECONCILED
REQUIREMENT
CONTRACT
FOUND
 
Additional insured form
CG 20 10 12/19
CG 20 10 04/13
Aggregate limit
$2,000,000
$2,000,000
Waiver of subrogation
Quoted
On policy
Completed operations
Included
Narrowed by edition
IIPairs with

One spine, five instruments.

Contract Requirements

Contract Requirements pulls every coverage requirement out of the master service agreement and lender language, then measures each downstream document against it — limit by limit, form by form.

Open module

Renewal Regression

Renewal Regression diffs each renewal against the expiring term — limits, sublimits, forms and exclusions — so a reduced sublimit or a new exclusion never slips through on the strength of a familiar carrier name.

Open module

Put the compliance spine behind your book.

See Adamantius on one of your own redacted files — a real contract, a real quote stack, your workflow.